◆ Gentoo Logic · Modeling Warehouse

Architecture comparison

Affirm vs Marqeta

No shared foundational model — different bets.

Affirm

FinTech

Proximity
Off the LLM map (in-house non-LLM ML)
Models
—
Cloud · datastore
AWSPostgreSQLKafka
Compliance
SOC 2PCI DSS
Architecture

BNPL underwriting on large in-house risk ML; off the foundational-LLM map at the core.

Marqeta

FinTech

Proximity
Off the LLM map (in-house non-LLM ML)
Models
—
Cloud · datastore
AWSPostgreSQL
Compliance
PCI DSSSOC 2
Architecture

Card-issuing platform; in-house risk ML; off the foundational-LLM map at the core.

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