◆ Gentoo Logic · Modeling Warehouse

Architecture comparison

Carta vs PayPal

No shared foundational model — different bets.

Carta

FinTech

Proximity
Off the LLM map (in-house non-LLM ML)
Models
Cloud · datastore
AWSPostgreSQL
Compliance
Architecture

Carta operates a proprietary, cloud-based equity and private capital management platform, most likely hosted on AWS using a relational database such as PostgreSQL. Public information focuses on product capabilities rather than disclosing detailed production architecture, so deeper specifics cannot be reliably verified.

PayPal

FinTech

Proximity
Off the LLM map (in-house non-LLM ML)
Models
Cloud · datastore
HybridOracleown
Compliance
SOC 2PCI DSS
Architecture

Massive in-house fraud/risk ML on its own infrastructure; off the LLM map at the core.

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